Real Estate Pros
Where Does This Leave Your Seller?
Your sellers depend on you to help them navigate and consider offers. To better serve them, you have devoted time and energy to constant learning and professional development. They trust you, and they should.
You’re responsible to help them vet buyers and their means for financing the property. Will this offer benefit your seller, and is the buyer qualified to deliver on their offer?
Our goal is to provide solutions that give you more control over the transaction with wider options for your seller, while protecting (if not increasing) your gross commission income.
Creative Financing includes a variety of payment structures, often includes funds received over time. What if the offer looks great and meets your sellers needs and priorities, but an investor fails to make the agreed upon payments after closing?
We write terms and contracts with provisions that benefit and protect your sellers with simple and effective recourse. Most often we include clauses stating that failed payments result in the property reverting directly to your seller without the process of foreclosure. So, in most cases, your seller would walk away with all of the money paid to that point AND the property to re-sell.
In a conventional foreclosure, the financing party is required to take the property, settle the debt, and pay out any excess equity to the delinquent party. Creative Finance is more flexible, and we can write contracts that are more favorable to your seller in the case of any delinquency.
Unlike institutional financing contracts, your seller would NOT be required to return any equity to us in excess of our outstanding debt. Your sellers would keep everything, and they could turn around and sell the property again.
Your seller’s peace of mind and satisfaction are some of our highest priorities, because when they win, you shine. Creative Financing leaves more room for us to collaborate and structure offers that favor and protect your seller.
You’re the expert, and we want to support you with solutions that benefit your seller while giving you more.
More control by cutting out variables and middle men, and
More gross commission income with dual or designated agency.
Let us know how we can help. You can find more of our resources and content, or simply reach out and start a conversation to learn more. We’d love to hear from you.
